ABOUT US

Your Finance.

Your Advocate.

Our Story

At Business Equipment Finance Advocates (BEFA), we’re focused on helping Kiwi businesses do better business. We’ve been business owners ourselves, so we understand the challenges, the long hours, and sometimes the loneliness that comes with running a company. That’s why we’ve got your back.

We advocate on your behalf to secure finance options that make sense for your business, your assets, and your equipment. If you’ve been declined elsewhere, we don’t stop there—we work harder for you.

Unlike many lenders, we take the time to understand your business inside and out. Our team will visit your site or office, listen to your needs, and use our own business experience to recommend funding solutions that fit. Whether it’s investing in revenue-generating assets, releasing equity from your equipment, or restructuring debt to ease cashflow pressures—we’ll help you unlock opportunities and move your business forward.

At BEFA, securing finance isn’t just about loans. It’s about creating sustainable growth, protecting what you’ve built, and setting you up for success.

Bill Mantell-Harding

B App Mgt

Cert Financial Services

FSP 1010264

I’ve been self-employed my entire working life, building and running businesses across farming, hospitality, mortgages and loans, and civil contracting. That breadth of experience has taught me first-hand the realities of business ownership, the challenges that test you, and the rewards that make it worthwhile.

At BEFA, I bring those lessons to every client relationship. I understand the pressures of cash flow, the importance of smart investment, appropriate entity structure and the value of having someone in your corner who speaks your language.

My goal is simple: to help you build, strengthen, and future-proof your business through tailored finance solutions that work in the real world. Let’s advocate for your success and create the foundations for sustainable growth together.

I hope to hear from your soon. Cheers for now.

Peter Richardson

Grad Dip Business Law

Cert IV Property Services

Cert III Mercantile Agents

Cert III Trust Accounting

My work background in law, sales, sales management, real estate, mercantile agency and HR/labour hire allows me to assist and, more importantly, empathise with business owners seeking our services.

I've done all of the things my BEFA clients have done - borrowed money, chased money, lent money, counselled (or cried with!) staff about money and lay awake at night worried about money. I know how my clients feel when these matters arise and assist them with practical, realistic advice for the long term benefit of them and their teams.

I charge nothing to have a confidential discussion about how you would like your financial future to look, then collaborate with you on a plan to make it happen.

Let's chat!