
75+
Years of
experience
Our Story
At Business Equipment Finance Advocates (BEFA), we’re focused on helping Kiwi businesses do better business. We’ve been business owners ourselves, so we understand the challenges, the long hours, and sometimes the loneliness that comes with running a company. That’s why we’ve got your back.
We advocate on your behalf to secure finance options that make sense for your business, your assets, and your equipment. If you’ve been declined elsewhere, we don’t stop there—we work harder for you.
Unlike many lenders, we take the time to understand your business inside and out. Our team will visit your site or office, listen to your needs, and use our own business experience to recommend funding solutions that fit. Whether it’s investing in revenue-generating assets, releasing equity from your equipment, or restructuring debt to ease cashflow pressures—we’ll help you unlock opportunities and move your business forward.
At BEFA, securing finance isn’t just about loans. It’s about creating sustainable growth, protecting what you’ve built, and setting you up for success.

Bill Mantell-Harding
I’ve been self-employed my entire working life, building and running businesses across farming, hospitality, mortgages and loans, and civil contracting. That breadth of experience has taught me first-hand the realities of business ownership, the challenges that test you, and the rewards that make it worthwhile.
At BEFA, I bring those lessons to every client relationship. I understand the pressures of cash flow, the importance of smart investment, appropriate entity structure and the value of having someone in your corner who speaks your language.
My goal is simple: to help you build, strengthen, and future-proof your business through tailored finance solutions that work in the real world. Let’s advocate for your success and create the foundations for sustainable growth together.
I hope to hear from your soon. Cheers for now.